We shall not share Account Information and transaction information, including your name, the amount, and a description except in accordance with our Privacy Policy and cookies policy.

By providing us with a mobile number, you consent to receiving text (SMS) messages from us. If you provide us with the mobile number of any other person or entity when initiating or requesting a payment through the Service, you represent and warrant to us that the person or entity has consented to receive text messages from us related to that payment. Standard text messaging rates may apply based on your plan with your mobile carrier.

You shall need to open an Account to be able to have access to Our Application (including the ability to transact with us).

Age Requirements

A User may not create an Account if they are under Eighteen (18) years of age. If a user is under Eighteen (18) years of age and wishes to use the parts of Our Application that require an Account, a parent or guardian should create the Account for him or her in their names and the User must only use the Account with their supervision.

Account Information

When creating an Account, the information a User provides must be true, accurate and complete. We shall rely on any information provided by a User as the true account of such information. If any of the information changes at a later date, it is the User's responsibility to ensure that the Account is kept up-to-date.

Account Security

If a User believes their Account is being used without their permission, please contact Us immediately. We will not be liable for any unauthorised use of any Account.

A User must not use anyone else's Account without the express permission of the User to whom the Account belongs.

Account Closure

A User who wishes to close an account may do so at any time. Closing an Account will result in the removal of a User's information on the Application as far as can be ascertained. Closing an Account will also remove access to any areas of Our Application requiring an Account for access.

With the exception of user content, all Content included on our site and the copyright and other intellectual property rights subsisting in that content, unless specifically labelled otherwise, belongs to or has been licensed by us. All content is protected by applicable intellectual property laws and treaties.

Permitted Use

You may not reproduce, copy, distribute, sell, rent, sub-license, store, or in any other manner re-use content from our application unless given express written permission to do so by us.

A User may:

• Access, view and use Our Application in a web browser
• Download Our Application (or any part of it) for caching
• Print one copy of any page(s) from Our Application
• Download extracts from the pages on Our Application
• Save pages from Our Application for later and/or offline viewing

To the maximum extent permitted by law, we exclude all representations, warranties, and guarantees (whether express or implied) that may apply to our site or any content included on our site.

We accept no liability for any of the following:

• Any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill, or commercial opportunities
• Loss or corruption of any data, database, or software
• Any special, indirect, or consequential loss or damage

We may update our Terms & Conditions from time to time. We will notify you of any changes by posting the new Terms & Conditions on this page and updating the "Last updated" date at the top of these Terms.

You are advised to review these Terms & Conditions periodically for any changes. Changes to these Terms & Conditions are effective when they are posted on this page.